Also, see our First Coast Living segment on Women & Money for more Saving Tips (click here).
Money Tip #4
Did you know that your everyday spending decisions and habits have a greater impact on your long-term financial well-being than all of your investment decisions combined? Take care of the pennies, nickels, and dimes. They turn into dollars! Here are a few simple ideas:
Is it worthwhile spending more on expensive shampoo? According to hair care expert Paula Begoun, author of Don’t Go Shopping for Hair-Care Products without Me, spending more on shampoo is a waste of money. She says the inexpensive products in your local discount store do the same job. Plus, Begoun says the shampoo that is supposed to prevent your color from fading works in the lab, but not so well in real life and is no better than regular shampoo.
Start a new tradition. Plan one night each week as a leftover night or soup (made from leftovers) night.
Paper napkins aren’t very expensive, but you can save some money (and have less trash) if each person in your family has their own colored cloth napkin. Have a couple for each person and just toss them in the wash and reuse.(from Inspired Savings by Syble Solomon)
For more information on how to implement the America Saves theme – Set a Goal. Make a Plan. Save Automatically, view Three Keys to Successful Saving workshop at https://student.gototraining. com/878nx/recording/2850716232426441216
This webinar is archived on the GoToTraining website. Before you click the link, make sure you have Windows Media Player version 9 or above. Then click on the link, register with your name and email address. The next step is to download a codec file (it’s quick, safe!) Then click on the link again and the webinar will open in your Media Player.
Jacksonville Saves is a social marketing effort of Duval County Extension, Real $ense Prosperity Campaign, Bank On Jacksonville, Jacksonville Public Library, and Family Foundations in cooperation with the Consumer Federation of America. Visit www.americasaves.org to sign up to be a Saver. You may choose to get the American Saver Newsletter, eWealth Coach information, or inspirational text messages to help you on your journey. There are also many helpful articles on the site. If you want to attend free local workshops, visit http://jpl.coj.net/financiallyfit/ for topics, locations, and times.