Financial Programs for Youth
On My Own Financial Simulation
A hands-on, real-life simulation that gives teens and young adults the opportunity to experience their futures in a fun and exciting way. Participants assume they are 25 years old and are the primary support of their household. After being assigned an occupation, monthly gross income, and a credit score, participants make routine deductions for taxes and medical expenses. Using a transaction register, they learn how to record and manage their bank accounts. They move from one "storefront" to another, making spending choices for housing, transportation, banking services, groceries, utilities, entertainment, insurance, clothing, etc. After each choice, participants subtract the amount from their registers. They also draw a "That's Life" card which represents unexpected expenses and incomes encountered in real life. Will they have enough money to last the month?
Budget in a Bag Activity for Teens and Young Adults
Through the use of this interactive game, participants learn that career choices make a difference in lifestyles, the difference between needs and wants, the types of expenses that they will encounter when they are on their own, and how values determine their spending habits.
Money Smart for Young Adults
This series covers the same topics as the Adult version, but is presented with more activities and with a slant toward teen finances. The full series can be used or specific topics can be requested.
Setting Financial Goals
Pay Yourself First
Charge It Right
Paying for College and Cars
A Roof Over Your Head
Bank On It and Check It Out
High School Financial Planning Program
Free curriculum guide for teachers / youth group leaders to provide financial literacy information to teens in public, private, and home school; community-based youth groups, and church youth groups. Each youth receives a free 100-page workbook. Sponsored jointly by the National Endowment for Financial Education and the Duval County 4-H School Enrichment program.
Topics include -
Your Financial Plan: Where It All Begins
Budgeting: Making the Most of Your Money
Investing: Making Money Work For You
Good Debt, Bad Debt: Using Credit Wisely
Your Money: Keeping It Safe and Secure
Insurance: Protecting What You Have
Your Career: Doing What Matters Most